Category: Personal Finance
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Shedding the Weight of Credit Card Debt
by Vince Liuzzi Executive Vice President and Chief Banking Officer, DNB First With spring just around the corner and summer not far behind, many people are focused on getting into shape. While it’s always important to focus on our physical health, it’s equally important to focus on our financial health. And now is the…
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Be Mortgage-Ready in 2016
by Vince Liuzzi Executive Vice President and Chief Banking Officer, DNB First It’s that time of year again; the time to think about the goals you’d like to accomplish over the next 12 months. If one of those goals is owning a home, there are some important steps you can take to put yourself…
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5 Cool Reasons to Use Your Credit Card
by Vince Liuzzi Executive Vice President and Chief Banking Officer, DNB First Credit cards. We’ve all been warned about the dangers of using them. Some experts advise you to cut them up. Others offer creative suggestions to discourage usage and avoid temptation, including putting your credit cards on ice. Before you do anything drastic,…
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Home Equity Line or Loan? It’s Your Call.
by Vince Liuzzi Executive Vice President and Chief Banking Officer, DNB First It happens the moment you decide to become a homeowner; you’re flooded with a series of questions and decisions. What type of home are you looking for? Where do you want to live? What mortgage term should you choose? Unfortunately, the questions…
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Decisions, Decisions, (Mortgage) Decisions
by Vince Liuzzi Executive Vice President and Chief Banking Officer, DNB First To buy a home or not to buy a home? That is the question. If you choose the former, your real estate professional will instantly hit you with a barrage of pressing questions: Which city or town? How many bedrooms? Will you buy…
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5 Ways to Get More Bang for Your Banking Buck
by Vince Liuzzi Executive Vice President and Chief Banking Officer, DNB First Summer wouldn’t be summer without fireworks. But there’s another way you can experience a big bang this summer — by reducing your banking fees. Here are some smart and easy ways to lower fees and get more banking “bang for your buck.” Eliminate…
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A Lesson in College Financing
by Vince Liuzzi Executive Vice President and Chief Banking Officer DNB First If you’re a parent, you already understand that raising kids is not cheap. You probably also know that with soaring tuition costs, providing your child with a college education may be one of your greatest financial challenges. The truth is, however, that…
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When Soaring College Costs Hit Home
“Poverty is hereditary – it comes from your children.” Comedian Phyllis Diller may have been joking when she said that, but anyone who is raising a child today knows that there’s nothing inexpensive about having kids. In fact, according to a report from the U.S. Department of Agriculture, “it will cost an estimated $241,080 for…
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Avoiding Jeopardy with Reverse Mortgages
It’s Final Jeopardy. Contestants eagerly await as Alex Trebek, the man with all the answers, smugly reads the final clue of the game. “A type of mortgage where the bank pays you.” Within a millisecond, the Jeopardy champion pounds the buzzer and proudly declares “Reverse Mortgage.” After the dreaded “fail” buzzer goes off, Alex disdainfully…
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Employee Engagement 2.0 – A Holistic View of Engagement in Today’s Workplace Environment
Statistics show that 78% of business leaders rate employee retention and engagement as critical or important to the success of their business. Organizations are looking for new and different ways to understand and improve employee or team member engagement. Effective and meaningful, active employee engagement is truly a competitive differentiator for the high performing business.…
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