Category Archives: Home Loans

Decisions, Decisions, (Mortgage) Decisions

by Vince Liuzzi Executive Vice President and Chief Banking Officer, DNB First To buy a home or not to buy a home? That is the question. If you choose the former, your real estate professional will instantly hit you with … Continue reading

Posted in Home Loans, Personal Finance

Your First Move When Buying a Home

by Vince Liuzzi Executive Vice President and Chief Banking Officer DNB First   It’s “the one.” You knew it the very second you saw it, and that you had to have it. It’s everything you wanted and so much more. … Continue reading

Posted in Home Loans

When Soaring College Costs Hit Home

“Poverty is hereditary – it comes from your children.”  Comedian Phyllis Diller may have been joking when she said that, but anyone who is raising a child today knows that there’s nothing inexpensive about having kids. In fact, according to … Continue reading

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Avoiding Jeopardy with Reverse Mortgages

It’s Final Jeopardy. Contestants eagerly await as Alex Trebek, the man with all the answers, smugly reads the final clue of the game. “A type of mortgage where the bank pays you.” Within a millisecond, the Jeopardy champion pounds the … Continue reading

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Early Mortgage Payoff?

DNB First shared a link to an article today about “why you should make an extra mortgage payment” and it made me wonder, how many people have been able to pay off their mortgage early?

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Thinking of a refinance – what’s holding you back?

Since 2012, many consumers across the United States took advantage of low rates and refinanced their high rate mortgages, lowering monthly payments and freeing up cash for other purposes. If you happen to be one of the approximately 20 million … Continue reading

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New Year changes to mortgage rules under Dodd Frank

In early January 2014, a change will be made to allowable debt to income for qualified mortgages under Dodd-Frank. “Home loan seekers need to know that the allowable debt-to-income (DTI) ratio for a qualified mortgage under Dodd-Frank come January will … Continue reading

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